Islas Secas
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Islas Secas comprises fourteen remote islands in the Gulf of Chiriqui, off the Pacific coast of Panama, and the all-inclusive model here is scaled to match the ambition of the setting. This is not a single-island resort stretched across a few bungalows. It is an archipelago in which guests island-hop to different casitas, different anchorages, and different dive sites, and the rate absorbs the logistical cost of moving people between islands by private boat. The resort's term for its model is "Exclusively All-Inclusive," a distinction that signals comprehensiveness: once you commit to a nightly rate, you are not tracking add-ons or negotiating what gets included.
The price range is substantial, from approximately $3,500 per night at the entry end to $111,000 per night for the largest casitas and high-demand dates. That wide spread reflects the number of casita types, occupancy levels (some accommodate up to eight guests, others hold two), and seasonal variation. Regardless of which casita you book, the all-inclusive rate covers the same dining and activities, a structural choice that means a couple in a modest island casita eats the same meals and dives the same reefs as a large group in a multi-bedroom villa. This is a practical equality built into the rate, not a matter of upgrades.
Dining is prepared-to-order rather than set-menu. Breakfast is prepared fresh each morning, adjusted to each guest's preferences. Lunch appears as a beach picnic, a detail that reflects the location: meals move between islands, and a sit-down dining room would tie the resort to one spot. Dinner is served at the main compound, where the kitchen can handle more complexity. The range of beverages runs to most house wines, house liquors, freshly made cocktails, and a restocked minibar in each casita. Champagne is included. The exclusions are specified: ultra-premium wines or spirits do not come in the rate, nor do scheduled flights or gratuities. This boundary is typical of ultra-luxury all-inclusives and reflects the reality that a few premium bottles can double the per-person beverage cost.
The diving is the centerpiece of the all-inclusive model here. The archipelago sits in water with strong currents, large pelagic species, and coral ecosystems that attract serious divers. The rate includes diving at all levels: discovery courses for newcomers, open-water certifications, and advanced dives for experienced divers. The cost of diving at a remote location is substantial (boat, air, experienced guides), and including multiple dives per stay in the all-inclusive rate reflects how central diving is to the destination. A non-diver visiting Islas Secas still enjoys the islands, but the economics of the resort are shaped around the assumption that most guests dive, and the rate reflects that use case.
Beyond diving, the activity list spans guided nature hikes and birdwatching across the islands, snorkeling in shallow reefs, watersports including cruises and sailing, paddleboarding, kayaking, e-foiling, and wakeboarding. One half-day fishing trip per stay is included. From July through September, when humpback whales migrate through the gulf, the resort incorporates whale-watching into guided excursions. A daily yoga class is offered, typically at dawn or dusk, on the main island or on a beach depending on the day. These activities are not presented as options; they are implied by the all-inclusive model to be available to anyone interested, without a sign-up fee or a slot to negotiate.
The resort includes one 60-minute spa treatment per guest per stay. The location is remote, so the spa is modest in scale compared to a mainland resort, but the service is provided in-island without travel. Daily housekeeping and turn-down service is included, a staffing investment that reflects the high rate and the small guest count. High-speed WiFi and laundry services round out the inclusions. These details matter for guests who travel for a week: clean clothes without an expedition to a town, internet connectivity to check in periodically, and a room reset each evening without having to request it.
The geographical and biological position of Islas Secas drives the inclusion model. The islands are truly remote, a one-hour boat ride from the nearest town, making self-sufficiency essential. A guest cannot hop to a mainland restaurant for dinner or pick up a forgotten item. The all-inclusive model is not a marketing choice; it is a functional requirement of the location. Everything the guest needs happens on or around the islands. The divers among your party can spend the afternoon on a drift dive while non-divers hike to a viewpoint, and the resort coordinates the boat to pick everyone up. Meals can be timed around activities because the kitchen is not operating on a fixed schedule. The rate structure reflects these complexities.
Casita types vary by island and configuration, with some accommodating small groups and others suited to couples. Each comes with private facilities, though some share a deck or a beach access point with other casitas. The resort controls density: no more than a few casitas per island ensures that privacy is genuine. A casita on a remote island in the gulf feels different from a villa in a resort compound, and the all-inclusive rate is built to support that experience of isolation rather than to create a busier destination.
Islas Secas suits travelers who are serious about diving or fishing, couples seeking genuine privacy without the compromise of an island full of others, or small groups with overlapping interests in water sports and nature. The price is ultra-luxury, and the rate's comprehensiveness reflects the real costs of operating in the gulf. There are no budget options, no room-only rates, no way to opt out of the all-inclusive structure. The resort commits fully to the model and expects guests to do the same. That commitment yields a coherence to the experience: meals are scheduled around dives, activities are chosen to the season, and the cost is fixed. For guests accustomed to negotiating every detail, Islas Secas requires trust in the resort's judgement. For guests fatigued by decision-making, it delivers the opposite: a chosen week where the only choice that matters is which dive site to visit.